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Car Insurence

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  • #16
    Re: Car Insurence

    Originally posted by 65TBSTEVE View Post
    My wife was driving the car on her way to get a haircut and they never questioned the circumstances. Of course here in Florida we have car shows of some sort or another almost every day.
    Like I said, they may never ask, but what if they did?

    Comment

    • #17
      Re: Car Insurence

      I have Grundy also, but recently lowered the stated amount to $20,000. Not because it lowered the premium, but because if I/we are involved in an accident that causes major damage to the car I want to make sure they total it.

      Im thinking if I was involved in an accident with $13k in repairs and I have a stated value policy for say $33k they might try to save $20k and fix the car. I certainly don't want to be driving around a car with $13k in damages no matter how well it was fixed. I'm hoping at $20k they'll just right me the check and I'll move on.

      PT
      21 years, 174K miles, 48 States X 2 & DC, 9 Canadian provinces, 8 European countries, 3 Caribbean Islands, 3 Hawaiian Islands, 100+ National Park locations, 150+ T-bird events, 190+ retrobird diecasts/models, 13 TOTM pics & some very special friends...THANKS TBN !

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      • #18
        Re: Car Insurence

        Thanks for all your input. Through USAA I insured my 1955 T-Bird for 35,000 for 261.06 a year with American Collectors Insurance

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        • #19
          Re: Car Insurence

          Good deal on the baby bird, but you didn't tell us what you decided to do with your retrobird's insurance (assuming you have one).
          21 years, 174K miles, 48 States X 2 & DC, 9 Canadian provinces, 8 European countries, 3 Caribbean Islands, 3 Hawaiian Islands, 100+ National Park locations, 150+ T-bird events, 190+ retrobird diecasts/models, 13 TOTM pics & some very special friends...THANKS TBN !

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          • #20
            Re: Car Insurence

            Have 2005 bird 376/6mos. and 2 drivers in the household and a 2015 Escape titanium 533/6mos

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            • #21
              Re: Car Insurence

              Originally posted by TEE4TOO View Post
              Have 2005 bird 376/6mos. and 2 drivers in the household and a 2015 Escape titanium 533/6mos
              Yikes....that seems outrageously high. Do you have at faults or tickets?

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              • #22
                Re: Car Insurence

                Originally posted by 11TH GEN View Post
                Yikes....that seems outrageously high. Do you have at faults or tickets?
                You obviously don't live here in Jersey.

                Comment

                • #23
                  Re: Car Insurence

                  Originally posted by 007Cruiser View Post
                  You obviously don't live here in Jersey.
                  Obviously Sherlock, neither does TEE4TOO. Over $1,800 a year for two cars and two drivers still seems very high.

                  Comment

                  • #24
                    Re: Car Insurence

                    Originally posted by 007Cruiser View Post
                    You obviously don't live here in Jersey.
                    Originally posted by 11TH GEN View Post
                    Obviously Sherlock, neither does TEE4TOO. Over $1,800 a year for two cars and two drivers still seems very high.
                    I am sure you are not trying to be smart with that comment. However if you look, TEE4TOO lives in Las Vegas. I was there in July and it is crowded and people really drive aggressive.
                    02 Nieman Marcus-SS htp-f/sil. #165 - 21 states-DC
                    02 TB-TB htp-p/blue acc.-Nancy Gioia-28 states-DC
                    03 007-Coral htp-f/white acc. #468 7 states
                    03 WW-WW htp-p/red 8 states
                    04 VMG-VMG htp-p/white - 20 states-DC
                    04 Merlot- Merlot htp-sand- B. Grassnig-48 states-DC
                    04 TR-TR htp-blk 20 states-DC
                    04 LIB-LIB htp-p/white 16 states-DC
                    05 Cashmere htp-stone #408 21 states-DC
                    05 Dusk Rose-DR htp-cashmere seats - 48&DC
                    05 IG-IG htp-p/white #82                     - 48&DC

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                    • #25
                      Re: Car Insurence

                      Originally posted by 4LOWBIRDS+5 View Post
                      I am sure you are not trying to be smart with that comment. However if you look, TEE4TOO lives in Las Vegas. I was there in July and it is crowded and people really drive aggressive.
                      If you are sure about that then I can live with it. However, if you look at the chart you can see that population is not a primary factor. Montana is #2 on the list and Nevada is at #28. Other sources may have a few states up or down a position or two, but close.

                      http://www.insure.com/car-insurance/...nce-rates.html

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                      • #26
                        Re: Car Insurence

                        Originally posted by 11TH GEN View Post
                        Obviously Sherlock, neither does TEE4TOO. Over $1,800 a year for two cars and two drivers still seems very high.
                        I know where he lives, Watson. Looking at the figures in your link his premiums are well below average.

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                        • #27
                          Re: Car Insurence

                          Was wondering if these policies had the capability to remove collision during winter storage or are the rates so low that you just live with the policy all year at a yearly rate that takes storage into consideration.
                          Bill Coates-Canfield, Ohio
                          2003 -THE GREY GHOST- MSG, Saddle with Saddle dash kit, door panels, boot and visors

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                          • #28
                            Re: Car Insurence

                            Originally posted by wcoates View Post
                            Was wondering if these policies had the capability to remove collision during winter storage or are the rates so low that you just live with the policy all year at a yearly rate that takes storage into consideration.
                            That is a very good question, Not many collisions in a garage.

                            Comment

                            • #29
                              Re: Car Insurence

                              Originally posted by wcoates View Post
                              Was wondering if these policies had the capability to remove collision during winter storage or are the rates so low that you just live with the policy all year at a yearly rate that takes storage into consideration.
                              Bill, I would think that could be a possibility. There are all sorts of ways to lower premiums. Multi car, have the home covered, defensive driver courses, limited mileage usage, safer zip code, high credit score, not making payments, active on star, which is almost like allowing the insurance company to actively monitor your driving habits and patterns, clean record, senior discounts, length of time with an insurer. Many different ways to lower premiums and still be well covered.

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                              • #30
                                Re: Car Insurence

                                I know my premiums are high and I could cut some corners
                                but a couple years ago I was rear ended and basicly car was totaled. Driver was under insured and USAA came to my rescue ( so I'm paying for that now)

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